Most countries in the Americas have initiatives to promote the adoption of digital payments. In particular, fast and low-cost payment schemes, which reduce barriers to making payments, are becoming increasingly common, with Argentina, Brazil, Colombia and Peru having implemented or preparing fast payment tools.
Cullen International’s new benchmark on digital payments initiatives and regulation in the Americas region also shows that, in the USA, the White House issued an executive order mandating that federal agencies identify and dismantle regulations perceived as hindering digital asset innovation.
All the studied countries, except for the USA, have specific rules on open banking. The open banking frameworks adopted include payment initiation services (PIS), account information services (AIS), or both.
Specific laws or regulations to prevent financial scams are not common in the Americas, being present only in some countries. In countries without specific measures against financial scams, general consumer protection rules still usually apply.
For more information and access to the benchmark, please click on “Access the full content” - or on “Request Access”, in case you are not subscribed to our Americas Digital Economy service.
more news
17 April 25
Four-fifths of European mobile operators partially or completely sold their towers
Our latest benchmark analyses the business models adopted in 23 European countries, whether tower companies are registered under the general authorisation regime and if governments adopted specific legislation to stop foreign takeover of tower companies.
16 April 25
10 latest national developments in European telecoms regulation
Significant regulatory developments have recently taken place across Europe, particularly in the areas of fixed wholesale regulation and spectrum policy.
14 April 25
[INFOGRAPHIC] EU AI Act timeline
Our timeline outlines the milestones in the implementation of the Artificial Intelligence Act (AI Act) until August 2027.